Spring through fall is the busiest time of year for remodeling. Remodeling and construction season is ramping up in Minneapolis. The cost of building materials and labor is increasing. It is a big financial commitment to do home renovations, but a few of them could save you money on your homeowners.
If you are planning on doing an extensive remodel or just some upgrades to the home, talk to your independent insurance agent. You might be eligible for a discount on your home insurance and you will want your agent to review your coverages.
Most insurance carriers will extend a discount for upgrades to the following:
Not all home renovations will qualify for a discount. You may also be increasing the cost to rebuild the home, so it is important to talk to your insurance agent.
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